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COVID-19 Update:

At RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time.
Contact us today! Executive Order for Policyholder Payments

Who Does My Car Insurance Cover? Who Does My Car Insurance Cover?

Feb 07, 2018

Blog

Who Does My Car Insurance Cover?

Find out who is protected under your auto policy. Before you lend out your car, it's important to know who is covered under your car insurance.  Not clear about who has coverage under your policy?  Don't worry; this is a question that many drivers have.  Here is a general outline of who is covered under...

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Watch Out for These Unexpected Fire Hazards Watch Out for These Unexpected Fire Hazards

Jan 31, 2018

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Watch Out for These Unexpected Fire Hazards

Protect against the risk of fire by looking out for these surprising fire hazards. While some fire hazards (such as an unattended stove top, frayed electrical cords, and so on) are obvious, there are also many fire hazards that might surprise you.  However, it's important that you be vigilant about...

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What a Business Owner's Policy Covers What a Business Owner's Policy Covers

Jan 24, 2018

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What a Business Owner's Policy Covers

Here are the coverages included in a standard business owner's policy. If you are running your own business, you know how important it is to have the right insurance protections in place.  However, with all the different options out there, it can be difficult to decide what coverages you need.  That's...

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Precautions to Prevent Frozen Pipes Precautions to Prevent Frozen Pipes

Jan 17, 2018

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Precautions to Prevent Frozen Pipes

Take these steps to prevent your pipes from freezing this winter.  When temperatures drop, your chances of your pipes freezing increase dramatically.  Unfortunately, frozen pipes can burst, causing extensive and costly damage to your home.  If you want to prevent your pipes from freezing this winter,...

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Stay Safe by Avoiding These Driving Habits This Winter Stay Safe by Avoiding These Driving Habits This Winter

Jan 10, 2018

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Stay Safe by Avoiding These Driving Habits This Winter

Want to drive safer this winter?  Then avoid these driving habits. While there are always risks associated with driving, driving during winter is especially dangerous.  The wet and icy road conditions increase your chances of getting into an accident or sliding off the road.  To avoid these serious...

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Ask These Questions Before Renewing Your Car Insurance Ask These Questions Before Renewing Your Car Insurance

Jan 03, 2018

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Ask These Questions Before Renewing Your Car Insurance

Before you renew your auto policy, get the answers to these questions. The start of the New Year means that you should start thinking about renewing your auto insurance.  However, before simply signing up for another year, make sure that you ask these questions.  Getting the information you need ensures...

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How to De-Ice Your Sidewalk How to De-Ice Your Sidewalk

Dec 27, 2017

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How to De-Ice Your Sidewalk

Prevent any nasty falls this winter by learning how to de-ice your sidewalk.  Winter is here and, for many people living in colder climates, this means dealing with snow and ice.  As you prepare your home for holiday guests, it's important that they arrive at your front door safely.  Reduce the risk...

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Why You Should Conduct a Year-End Review of Your Insurance Why You Should Conduct a Year-End Review of Your Insurance

Dec 20, 2017

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Why You Should Conduct a Year-End Review of Your Insurance

With the New Year almost upon us, it's important to conduct a year-end review of your various insurance policies. While the end of the year is a great time to look forward to the New Year, it's also important that you take the time to reflect on the year that's almost over.  Your various insurance policies...

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Essential Items for Your Winter Car Kit Essential Items for Your Winter Car Kit

Dec 13, 2017

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Essential Items for Your Winter Car Kit

Learn which emergency provisions you should keep in your car this winter. As temperatures drop and winter weather becomes more unpredictable, it can be difficult for your car to bear.  If your car breaks down and you get stranded, this can quickly become a dangerous situation.  That's why it's important...

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Safety Tips for Holiday Decorating Safety Tips for Holiday Decorating

Dec 06, 2017

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Safety Tips for Holiday Decorating

Decorate safely this holiday season. If you are decorating your home this holiday season, it's important that you keep safety in mind.  Take these precautions to help you keep your home beautiful and safe this holiday season. Lights If you are using string lights to decorate your home this season,...

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Understanding How to Access and Use Your Life Insurance Cash Value Understanding How to Access and Use Your Life Insurance Cash Value
Understanding How to Access and Use Your Life Insurance Cash Value
7 Essential Factors to Consider Before Renewing Restaurant Insurance 7 Essential Factors to Consider Before Renewing Restaurant Insurance
7 Essential Factors to Consider Before Renewing Restaurant Insurance
Common Pitfalls Small Business Owners Face When Filing Insurance Claims Common Pitfalls Small Business Owners Face When Filing Insurance Claims
Common Pitfalls Small Business Owners Face When Filing Insurance Claims
Does Life Insurance Cover Deaths Due to Natural Causes? Does Life Insurance Cover Deaths Due to Natural Causes?
Does Life Insurance Cover Deaths Due to Natural Causes?
How Are General Liability Insurance Premiums Calculated? How Are General Liability Insurance Premiums Calculated?
How Are General Liability Insurance Premiums Calculated?