At RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time.
Contact us today!
Executive Order for Policyholder Payments
If you’re buying a home or refinancing one, it’s natural to ask: Is homeowners insurance required for a mortgage? For most homebuyers, the answer is yes. While homeowners insurance isn’t required by federal law, nearly all mortgage lenders make it a condition of approving and maintaining...
Running a small business means planning not just for growth, but for protection. While many owners focus on property, liability, and workers’ compensation coverage, life insurance for small business owners is often overlooked. Yet, it can play a critical role in safeguarding your company, your...
Every business faces unique risks, so it makes sense that insurance needs differ depending on the industry and business model. Whether you run a restaurant, construction company, retail store, or a professional service, your insurance requirements vary to protect your assets, employees, customers, and...
When it comes to protecting your home and belongings, homeowners insurance offers critical coverage. But if your car sustains damage, you might wonder: Does homeowners insurance cover car damage? The short answer is generally no, homeowners insurance does not pay for car damage. However, there are specific...
Thanksgiving isn’t just a season of gratitude; it’s also a strategic moment for insurance professionals to connect with clients and build meaningful relationships. As families gather, reflect, and plan for the year ahead, this holiday offers unparalleled opportunities to strengthen existing...
Owning a nightclub means managing high energy and high risk from crowded dance floors to alcohol service. Nightclub insurance provides the specialized protection business owners need to keep operations running smoothly in the event of unexpected incidents. Here’s what it covers, and why it’s...
Applying for life insurance is an important step to protect your loved ones financially, but getting your application rejected can be disheartening. Whether it’s your first time applying or renewing a policy, a denial doesn’t mean the end of your coverage opportunities. Understanding why...
When it comes to protecting your vehicle, having the right auto insurance coverage can mean the difference between a stressful financial burden and peace of mind. While standard auto insurance policies cover the basics, savvy drivers know the real savings often come from the right add-ons. These optional...
Renewing a restaurant insurance policy is more than a checklist—it’s an opportunity to safeguard your investment and ensure your coverage keeps pace with changing risks. Restaurant operations evolve every year, whether it’s equipment upgrades, expanding services, or new regulations....
As the 2025 hurricane season approaches, many homeowners in hurricane-prone regions are asking an important question: Does homeowners insurance cover hurricane damage? Understanding your coverage before the storm hits can save you from costly surprises after disaster strikes. While standard homeowners...