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Executive Order for Policyholder Payments
As you approach adulthood, one common question you may have is how long you can stay on your parent's health insurance. The Affordable Care Act (ACA) allows young adults to remain on their parent's plan until age 26. This provision ensures that young people, often transitioning from school to work, can...
Auto insurance is essential to car ownership, but not all policies are created equal. One growing trend in the industry is usage-based auto insurance (UBI). UBI allows your premium to be based on your driving habits rather than traditional factors like age, location, or credit score. This type of insurance...
Life insurance policies that include a cash value component, such as whole life or universal life insurance, provide more than a death benefit. They also offer the opportunity to build cash value over time, which can be accessed while you are still alive. Knowing how to utilize this feature can help...
Renewing your insurance is an essential step in maintaining your business's financial security and longevity. As the food service industry evolves, your insurance coverage should adapt to reflect operations, risks, and assets changes. Here are important factors to consider before renewing your Restaurant...
Navigating the world of insurance can be daunting for small business owners. When the unexpected happens—be it property damage, liability claims, or business interruptions—filing an insurance claim is often a critical step in recovering and moving forward. However, many small business owners...
Life insurance is a crucial financial tool that provides peace of mind and security for individuals and their families. One common question that arises is whether life insurance covers deaths due to natural causes. Understanding this aspect of life insurance is essential for policyholders and those considering...
General liability insurance is a crucial component for businesses of all sizes, providing protection against claims of bodily injury, property damage, and personal injury. However, many business owners may wonder how insurance companies determine the premiums they pay for this coverage. Understanding...
Homeowners insurance protects your home and belongings from various risks, but many homeowners wonder whether their appliances are covered under their policy. Understanding the specifics of homeowners insurance can help you make informed decisions about your coverage and protect your investments effectively. What...
When starting a business, many entrepreneurs focus on essential elements like location, marketing, and staffing. However, one crucial aspect that can often be overlooked is insurance. If your business doesn’t have any physical inventory, you might wonder: is it necessary to get insurance? The short...
As autumn approaches and the days get shorter, many drivers face an increased risk of encountering wildlife on the road—especially deer. According to the research, thousands of accidents involving deer occur each year, leading to injuries, vehicle damage, and even fatalities. If you're concerned...