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Executive Order for Policyholder Payments
Small business insurance is essential because it helps you comply with local laws, protects your employees, and maximizes your income. If you don't have the proper coverage, your entire business could be at risk. Moreover, it may be illegal to operate your business without insurance as some states mandatorily...
Health insurance policies often fluctuate based on different variables. Most adults can stay on their parent's health insurance policy until they turn 26, as all plans are obligated to offer coverage to married and unmarried children. The Affordable Care Act has helped reduce the uninsured rate among...
When you look for a home insurance policy online, you will find many options to choose from. You will also find a few that are incredibly cheap. In today's world, cheaper doesn't always mean less effective. When it comes to insurance, you might be paying a lot more for a policy than what it actually...
During the height of the COVID-19 pandemic, more than 16 million Americans lost their jobs and their employer-sponsored health insurance, as per the Employment Policy Institute. To ensure the affected workers did not lose their health insurance policies, the federal government implemented the American...
Your homeowners' insurance covers several types of losses, including those related to your home's structure, personal possessions, etc. However, events that aren't covered by basic homeowners insurance will have to be covered with an additional policy. Reading through any policy before purchasing it...
Applying for life insurance requires that you have all of your paperwork, including your medical records, in order. However, despite proper documentation, your application may be declined. It all depends on the level of risk you present during the application process. The following are five reasons...
Restaurants and bars that serve alcohol must consider liquor liability insurance to go along with a standard business insurance plan. Liquor liability is special add-on coverage to protect your establishment if a customer gets too drunk and causes damage to themselves or others. Here's why you need this...
Life insurance providers typically require prospective policyholders to provide their social security numbers (SSNs) and other personal details for various reasons. However, since cases of identity theft have surged in the recent past, you should be vigilant about giving out your SSN. Before you give...
It's common for people not to acknowledge they are going to die someday. However, it doesn't have to be a dreary topic, especially if you care about the future of your family members. Enrolling in life insurance is part of a long-term plan for families to ensure long-term financial security. Here are...
Buying your own health insurance can get expensive if you work independently. Even so, a new federal law signed in March 2021 is providing mass healthcare insurance subsidies for nearly all Americans. This plan is worth $1.9 trillion, making it one of the most expensive government programs of all time....
