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COVID-19 Update:

At RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time.
Contact us today! Executive Order for Policyholder Payments

5 Common Myths Related to Homeowners Insurance 5 Common Myths Related to Homeowners Insurance

Oct 07, 2020

Life Insurance

5 Common Myths Related to Homeowners Insurance

As a significant number of myths surround homeowners insurance, it is always advantageous to review your policy carefully and understand what it exactly covers. Assuming a standard policy covers "everything" is dangerous because such policies often have limits. Here are 5 common homeowners insurance...

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Why Do Startups Need Cyber Insurance? Why Do Startups Need Cyber Insurance?

Sep 23, 2020

Home Insurance

Why Do Startups Need Cyber Insurance?

Starting a new business is exciting and can fill you with hopes for the future. Cyberattacks are becoming more common and can dash your hopes for a successful venture if you don't take the proper precautions. One of the best ways to protect your business from internet scams is with a commercial insurance...

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5 Reasons You Need to Increase Your Life Insurance Cover 5 Reasons You Need to Increase Your Life Insurance Cover

Sep 09, 2020

Insurance

5 Reasons You Need to Increase Your Life Insurance Cover

People buy life insurance to protect their families from financial devastation if the primary breadwinner dies unexpectedly. Before a policy is purchased, try to determine what amount of money is needed in order to cover your day-to-day living expenses. Discussing your family's needs with a knowledgeable...

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How Many Car Insurance Claims Can You Make in a Year? How Many Car Insurance Claims Can You Make in a Year?

Aug 26, 2020

Auto Insurance

How Many Car Insurance Claims Can You Make in a Year?

Sometimes, despite how carefully you drive, accidents happen. Here's a list of factors that can help you know how many car insurance claims your provider will consider in a year. How Many Times Was It Your Fault? One of the red flags insurance companies watch out for is customers who make too many...

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Will My Car Insurance Cover Scratches? Will My Car Insurance Cover Scratches?

Aug 19, 2020

Commercial Insurance

Will My Car Insurance Cover Scratches?

Scratches of any form impact the look of your car. However, only certain types of scratches can be covered under policies. Here's a brief look at the types of coverage options that'll cover the payment for car scratches. Collision Coverage If you collide with another vehicle or another inanimate object...

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How to Handle Business Changes in 2020 How to Handle Business Changes in 2020

Aug 12, 2020

Home Insurance

How to Handle Business Changes in 2020

The COVID-19 outbreak has changed the way people do business, interact with others, and live their daily lives. The job market is slowly recovering after seeing record unemployment numbers. Here are some examples of business changes during COVID-19. New Ways of Working The digital acceleration that...

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7 Work From Home Tips During COVID-19 7 Work From Home Tips During COVID-19

Aug 05, 2020

Insurance

7 Work From Home Tips During COVID-19

Due to the COVID-19 pandemic, the majority of employees are undergoing a whole new experience of working from home. If you're staying at home to maintain social distancing, here are some useful tips to make things easier. 1. Set up Your Office Space Find a quiet corner in your home and convert it into...

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Auto Insurance Myths: What Not to Believe Auto Insurance Myths: What Not to Believe

Jul 22, 2020

Auto Insurance

Auto Insurance Myths: What Not to Believe

Before purchasing auto insurance, it's important to understand the factors that affect your policy premium and coverage. However, when there's a lot of misinformation, the process can become quite confusing. Here are some auto insurance myths you should not believe: Red Cars Cost More to Insure While...

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How Umbrella Insurance Can Shield Small Businesses from Risks How Umbrella Insurance Can Shield Small Businesses from Risks

Jul 15, 2020

Auto Insurance

How Umbrella Insurance Can Shield Small Businesses from Risks

Umbrella insurance offers protection beyond the coverage limits of your other existing policies, like homeowners insurance or auto insurance. Typically, the additional claims covered by an umbrella policy include injuries, property damage, specific lawsuits, and personal liability situations. Remember,...

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A Quick Guide to High-Risk Homeowners Insurance A Quick Guide to High-Risk Homeowners Insurance

Jul 08, 2020

Commercial Insurance

A Quick Guide to High-Risk Homeowners Insurance

Insuring your home is important to protect your valuables from natural calamities, fire, and theft. Buying home insurance can be difficult. If your house is in an area where natural disasters are common, or there are structural issues with your house, you may have to invest in high-risk homeowners insurance. Is...

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Does Homeowners Insurance Cover Appliances? Does Homeowners Insurance Cover Appliances?
Does Homeowners Insurance Cover Appliances?
Is It Necessary to Get Insurance If Your Business Has No Inventory? Is It Necessary to Get Insurance If Your Business Has No Inventory?
Is It Necessary to Get Insurance If Your Business Has No Inventory?
Does Car Insurance Cover Hitting a Deer? What You Need to Know Does Car Insurance Cover Hitting a Deer? What You Need to Know
Does Car Insurance Cover Hitting a Deer? What You Need to Know
Health Insurance for Dermatology: What's Covered and What's Not Health Insurance for Dermatology: What's Covered and What's Not
Health Insurance for Dermatology: What's Covered and What's Not
7 Common Renovations and Their Impact on Homeowners Insurance Cost 7 Common Renovations and Their Impact on Homeowners Insurance Cost
7 Common Renovations and Their Impact on Homeowners Insurance Cost