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Executive Order for Policyholder Payments
Applying for life insurance requires that you have all of your paperwork, including your medical records, in order. However, despite proper documentation, your application may be declined. It all depends on the level of risk you present during the application process. The following are five reasons...
Restaurants and bars that serve alcohol must consider liquor liability insurance to go along with a standard business insurance plan. Liquor liability is special add-on coverage to protect your establishment if a customer gets too drunk and causes damage to themselves or others. Here's why you need this...
Life insurance providers typically require prospective policyholders to provide their social security numbers (SSNs) and other personal details for various reasons. However, since cases of identity theft have surged in the recent past, you should be vigilant about giving out your SSN. Before you give...
It's common for people not to acknowledge they are going to die someday. However, it doesn't have to be a dreary topic, especially if you care about the future of your family members. Enrolling in life insurance is part of a long-term plan for families to ensure long-term financial security. Here are...
Buying your own health insurance can get expensive if you work independently. Even so, a new federal law signed in March 2021 is providing mass healthcare insurance subsidies for nearly all Americans. This plan is worth $1.9 trillion, making it one of the most expensive government programs of all time....
A business owner's policy, or BOP, is well worth the money considering all of the advantages you get with one easy-to-use policy. As a business owner, it is up to you to protect your bottom line. With a business owner's policy, you can protect every aspect of your investment without a lot of extra paperwork....
When you purchase a life insurance policy, you expect that your family will collect the death benefit if something unthinkable should happen to you. You need to know what exclusions your policy may include. There are several events that your policy may not cover. Being prepared is the best way for you...
The uncertainties that many small businesses face daily make it vital to have contingency measures to avert loss. One way to protect your business against financial loss is to have the right insurance policies in place. As an entrepreneur, consider getting a business owner's policy (BOP) for coverage...
When Obamacare, or as it's commonly known, the Affordable Care Act, was enacted, every American citizen was required to purchase a policy or pay a stiff penalty. New York residents were no different. They were also required to have a health insurance policy in place to ensure that they would have coverage...
Purchasing auto insurance is not only wise but legally required in most states. Auto insurance covers your vehicle, other vehicles, and bodily injuries sustained by people involved in an accident. However, even in states that require auto insurance, one in eight motorists drives without insurance....
