Insurance How To: Get The Right Rental Coverage For Your Rental Car!

Insurance How To: Get The Right Rental Coverage For Your Rental Car!

Rental Insurance Coverage For Your Rental Car

Protect your vacation from the unexpected with the right rental insurance!

No one ever wants to get into an accident, but sometimes they can’t be avoided. While an accident in your own car is stressful, an accident in a rental car can cause added stress. Give yourself peace of mind with the right rental insurance for your next vacation. While your personal auto insurance gives you rental coverage, be sure to check out this guide to car rental insurance so your vacation runs smoothly.

Your auto insurance:

When you get into a crash in your rental car, your personal auto insurance usually will give you liability coverage. If you have collision or comprehensive coverage, that should carry over too. The only difference is that there are three parties involved in resolving the accident: you, the other driver, and the rental company. Just keep in mind that this coverage is only offered if you’re renting within the US, and you need to notify you insurance company before you set off on the road. If you’re driving abroad be sure to purchase additional coverage.

Multiple drivers:

Sometimes you need to take a break while on the road and it can be tempting to hand the wheel over to another driver. However, unless you’ve notified the rental company that there would be multiple drivers, it’s best to hold off on letting others drive. In the event that you get into an accident, you may not have any coverage. If you want to take turns driving, be sure to notify the rental company before you set out on your trip.

Credit card coverage:   

If you pay for your rental with a credit card, you may get additional coverage. Certain credit card companies will give you additional rental car coverage should you exceed the limits of your primary coverage. Be sure to check with your credit card company before you set out on your trip.

Keep your rental car safe with the right rental car insurance. The professionals at Club Agency Insurance Brokerage can help you with all your insurance needs! Located in Garden City, New York, contact us for more information.

COVID-19 Update:

At RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time. Contact us today!Executive Order for Policyholder Payments