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Executive Order for Policyholder Payments
Running a business comes with excitement, challenges, and a fair share of risks. Protecting your enterprise and your people is not just smart, it’s essential. Two of the most important insurance policies for any business are general liability insurance and workers’ compensation. But what’s...
Owning a boat is a dream come true for many, offering freedom, adventure, and relaxation on the water. But with that dream comes responsibility especially when it comes to protecting your investment. One of the most common questions we hear at Club Agency Insurance Brokerage is: Does boat insurance cover...
As a delivery driver or courier, your vehicle is critical to your business. You rely on it to transport goods safely and efficiently. However, the typical personal auto insurance policy may not cover all the risks of driving for business purposes. If you're a delivery driver or courier, commercial auto...
As flood season approaches, appropriately protecting your home or business becomes a priority. While many homeowners insurance policies cover general water damage, they typically exclude damage caused by floods. Floods are unpredictable and can cause significant property damage, so having the right flood...
Working from home can be an ideal setup for many, offering flexibility and comfort. However, if you have pets, staying productive can sometimes be difficult due to distractions. Whether it's a dog barking, a cat seeking attention, or a pet needing exercise, creating a balance that works for you and your...
Hiring household employees to help with cleaning, childcare, or gardening comes with responsibilities. One crucial question many homeowners ask is whether workers' compensation insurance is required for household employees. While household employees provide valuable services, it's essential to understand...
Umbrella insurance provides an extra layer of protection beyond standard policies such as auto or homeowners insurance. It can cover significant claims exceeding your existing coverage's limits, including legal fees, property damage, and medical costs. However, many wonder if they can obtain umbrella...
As you approach adulthood, one common question you may have is how long you can stay on your parent's health insurance. The Affordable Care Act (ACA) allows young adults to remain on their parent's plan until age 26. This provision ensures that young people, often transitioning from school to work, can...
Auto insurance is essential to car ownership, but not all policies are created equal. One growing trend in the industry is usage-based auto insurance (UBI). UBI allows your premium to be based on your driving habits rather than traditional factors like age, location, or credit score. This type of insurance...
Life insurance policies that include a cash value component, such as whole life or universal life insurance, provide more than a death benefit. They also offer the opportunity to build cash value over time, which can be accessed while you are still alive. Knowing how to utilize this feature can help...