Most Common Home Insurance Claims Filed During the Holidays

Don't let these home insurance claims derail the holidays.

With the holidays right around the corner, you are probably preparing to celebrate with your loved ones.  While the holidays are all about fun and togetherness, homeowners cannot forget that the holiday season does come with certain risks.  In fact, there are several types of home insurance claims that are more common during this time of year.  Don't let these holiday home insurance claims catch you off guard.

• Damaged Ceilings

Every year, people venture up into their attics to retrieve their holiday decorations.  Unfortunately, many people step between the joints in their attic and have their foot go straight through the ceiling of the room below.  As a result, many homeowners file claims to have this damage repaired.

• Guest Injuries

Many homeowners also end up filing claims for guest injuries during the holiday season.  Whether someone falls off the roof while helping put up lights or a party guest gets a little too intoxicated and ends up hurting themselves, personal injury claims go up during the month of December.

• Burst Pipes

If you live in an area that experiences very cold winters, then your pipes are at risk for freezing over and bursting this holiday season.  Every year, insurance companies get an influx of claims to address the water damage caused by burst pipes. Watch out for these common home insurance claims this holiday season.  Want to make sure that you have the right homeowners insurance to address all your risks?  If so, then contact the experts at Club Agency Insurance Brokerage in Garden City, New York.  Our dedicated team is eager to assist you with all your coverage needs today.