Learn What Your Health Insurance Covers This Flu Season
Flu season is here; find out how your health insurance can help.
This flu season, one of the best ways to protect yourself and everyone around you is by getting your annual flu shot. The flu vaccine is a preventable health measure that is generally covered by most health plan benefits. Learn if your policy covers your annual flu shot and find out what you should do if it doesn’t.
Am I covered?
As previously mentioned, most health plans provide coverage for preventative health measures such as immunizations. If you have health coverage through the Affordable Care Act, then your plan most likely provides coverage for your flu shot. Additionally, if you have a health plan from the Health Insurance Marketplace, then you have access to free flu vaccinations. Finally, most health plans offered by employers also provide coverage for immunizations. If you are unsure about your health plan’s coverage benefits, contact your health insurance provider. They should be able to address any coverage questions you may have.
If I’m not covered?
If your health insurance doesn’t provide coverage for the annual flu shot, you should still get the vaccination. Oftentimes, there are other ways that you can get low cost or free flu shots. For instance, there are resources that provide affordable flu shots for under or uninsured children. Additionally, there are many state programs that give resident access to the flu shot as well. If these avenues are not available to you, then make sure you compare flu shot prices as multiple different locations. No one should have to pay more for their vaccination than they have to.
If your health insurance policy doesn’t provide coverage for the flu shot, then it’s time to consider switching plans. To find the most comprehensive health plan to fit your budget, turn to the experts at Club Agency Insurance Brokerage in Garden City, New York. Contact us to get covered today.