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Executive Order for Policyholder Payments
Working from home can be an ideal setup for many, offering flexibility and comfort. However, if you have pets, staying productive can sometimes be difficult due to distractions. Whether it's a dog barking, a cat seeking attention, or a pet needing exercise, creating a balance that works for you and your...
Hiring household employees to help with cleaning, childcare, or gardening comes with responsibilities. One crucial question many homeowners ask is whether workers' compensation insurance is required for household employees. While household employees provide valuable services, it's essential to understand...
Umbrella insurance provides an extra layer of protection beyond standard policies such as auto or homeowners insurance. It can cover significant claims exceeding your existing coverage's limits, including legal fees, property damage, and medical costs. However, many wonder if they can obtain umbrella...
As you approach adulthood, one common question you may have is how long you can stay on your parent's health insurance. The Affordable Care Act (ACA) allows young adults to remain on their parent's plan until age 26. This provision ensures that young people, often transitioning from school to work, can...
Auto insurance is essential to car ownership, but not all policies are created equal. One growing trend in the industry is usage-based auto insurance (UBI). UBI allows your premium to be based on your driving habits rather than traditional factors like age, location, or credit score. This type of insurance...
Life insurance policies that include a cash value component, such as whole life or universal life insurance, provide more than a death benefit. They also offer the opportunity to build cash value over time, which can be accessed while you are still alive. Knowing how to utilize this feature can help...
Renewing your insurance is an essential step in maintaining your business's financial security and longevity. As the food service industry evolves, your insurance coverage should adapt to reflect operations, risks, and assets changes. Here are important factors to consider before renewing your Restaurant...
Navigating the world of insurance can be daunting for small business owners. When the unexpected happens—be it property damage, liability claims, or business interruptions—filing an insurance claim is often a critical step in recovering and moving forward. However, many small business owners...
Life insurance is a crucial financial tool that provides peace of mind and security for individuals and their families. One common question that arises is whether life insurance covers deaths due to natural causes. Understanding this aspect of life insurance is essential for policyholders and those considering...
General liability insurance is a crucial component for businesses of all sizes, providing protection against claims of bodily injury, property damage, and personal injury. However, many business owners may wonder how insurance companies determine the premiums they pay for this coverage. Understanding...