Wishing You a Very Happy and Safe Holiday Season

Wishing You a Very Happy and Safe Holiday Season

Wishing You a Very Happy and Safe Holiday Season

Protect yourself this holiday season.

As the holidays draw near, we at Club Agency Insurance Brokerage would like to take this opportunity to wish you and your loved ones a happy and safe season. As a trusted insurance provider, we would like to offer our advice for dealing with some of the most common holiday hazards. Here are some of the safety tips we encourage you to try out.

Package Theft

As people begin their holiday shopping, more and more packages arrive on their doorstep. However, during this season, there is an increase in package theft. To protect against package theft, take advantage of package delivery alerts. Additionally, if you have the option, try to arrange for your packages to arrive when you are at home. If this isn’t possible, ship packages to a neighbor’s home or to your office to make sure that a live person receives the package for you. Finally, you can select delivery options that require a signature. This will ensure that your package isn’t just left vulnerable on your doorstep.

Decorating Hazards

Another major threat during the holiday season is the increased risk of a house fire. Decorating your home for the holidays is one of the factors that contributes to your increased fire risk. To reduce your risk, make sure that you are decorating using the proper equipment for the job. Make sure all the lights you are using are UL (Underwriters Laboratory) certified. Lights that have the “UL” certification have been approved for safety. Additionally, before decorating, check your strings of lights for any broken sockets or frayed wires. If you notice these issues, discard these strings because they present a fire hazard. Finally, avoid decorating your home with real candles. A single misplaced candle could result in a devastating house fire.

Driving Dangers

Finally, watch out for driving dangers this holiday season. Between inclement winter weather and irresponsible motorists, driving around the holidays can be difficult. To start, never get behind the wheel if you’ve had something to drink. Have a designated driver or rely on a ride-sharing service such as Uber or Lyft if you are planning on drinking. If you are driving when the roads are snowy and icy, make sure your car is properly outfitted with winter tires and snow chains, and take the necessary defensive driving precautions. Remember, many drivers on the road during the holidays are stressed and impatient. So, do your best to stay vigilant and calm while behind the wheel, as this will help you avoid accidents and altercations as you drive this holiday season.

Follow this advice to protect against holiday hazards.  Remember, another way to protect against any risks you might face is to have the right insurance coverage to fit your needs.  Contact the experts at Club Agency Insurance Brokerage in Garden City, New York for all your insurance needs.  We are ready to get you covered today.

COVID-19 Update:

At RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time. Contact us today!Executive Order for Policyholder Payments