Learn How Your Insurance Covers A Crack In Your Windshield
Know what to do when a rock hits your windshield!
You’re driving down the road, when– BAM!!- A rock hits your windshield. Not only are you a little shaken up, but your visibility is impaired. You must get your windshield fixed so that you can drive safely, but how do you go about doing so? Does your insurance cover it? Check out what you need to know about repairing your windshield.
Should You Replace The Windshield?
To repair or replace? That is the question. After a rock hits your windshield, you need to determine whether it’s better to repair or replace the glass. While it’s cheaper to repair the glass, a windshield specialist should look at the crack to make the determination. Just be sure not to wait too long before you make your decision as it’s possible that the crack may get worse as you delay.
Does Your Insurance Cover The Crack?
It depends. Certain policies give you more coverage than others. If you have a comprehensive coverage plan, your insurance will likely help to fix your windshield. However, be aware that there are limits to your coverage. You must have been hit by a rock or another object for your insurance to kick in. Additionally, in certain states full glass coverage policies are available. Check with your insurance agent to see if this is an option for you.
Are There Deductibles For Windshield Repairs?
It depends on your policy. Different policies have different types of coverage. Be sure to look over your policy to see whether or not, you have coverage. Generally, however, policies that specifically outline a glass repair agreement or full glass coverage statement, don’t require a deductible.
Ensure that your car is well taken care of with the right auto insurance. The professionals at Club Agency Insurance Brokerage can help you with all your insurance needs! Located in Garden City, New York, contact us for more information.