How Is Your Home Inventory Looking?
The holiday season is the perfect time to update your home inventory.
As the holiday season comes to an end, there is no better gift you can give to yourself than an updated home inventory. A home inventory is a record of all of your belongings that you keep in your house. In the event of a covered disaster, such as a fire or theft, your home inventory will be used by your insurance company to figure out just how much you are owed for the claim.
To ensure all of your gifts are included in your home inventory, keep this holiday insurance policy update guide in mind.
- Get your valuables appraised – all high valued items, including any collectibles, art, and jewelry should be appraised by a professional to ensure that they are insured for the right price.
- Update digital and written inventories – you should always keep at least two copies of your home inventory at all times. One should be kept at your house in a safe place and the other should be kept off site in case your house and everything is completely destroyed.
- Check your home insurance policy – after you completely update your inventory, give your insurance agent a call. Your agent will work with you to make sure that you have the coverage that you deserve. Depending on what you added to your inventory and the prices, you may have to increase your homeowners insurance policy.
- Set a date – along with the holiday season, you should be updating your home inventory a few times throughout the year. keeping your inventory up to date throughout the year will help to ensure that you always have the right amount of protection.
When it comes to finding the right home insurance policy to properly protect your house and personal belongings, contact the independent insurance professionals at Club Agency Insurance Brokerage in Garden City, New York.