loader

COVID-19 Update:

At RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time.
Contact us today! Executive Order for Policyholder Payments

Watch Out for Rain Damage to Your Home

Apr 05, 2018

Blog

Watch Out for Rain Damage to Your Home Watch Out for Rain Damage to Your Home

Spring showers can leave your home a little worse for wear.

While April showers might bring May flowers, spring rain can also result in serious damage to your home. If you have been getting a lot of rain recently, it's important that you know how to inspect your home following a storm. Here's what you should remember during your home inspection. Safety First It's important that your safety is always your first priority. This means that you should not attempt to inspect your home while a storm is still going on. Even if you notice clear signs of a leak, do your best to deal with the issue from inside the safety of your home. If the storm worsens, then getting your family to a safe location takes precedence over addressing damage to your home. Roof Inspection After a storm has passed, begin your inspection on your roof. Start by checking that your gutters and downspouts are intact and clear of any debris. Making sure that your gutters are in good shape will prevent them from overflowing and causing water damage during the next rainfall. Next, you should inspect your roof for missing or broken shingles, and for signs of water damage. Keep in mind that some damages might not be obvious. This is why you should conduct multiple inspections at different times of day. The changing light conditions may reveal damages that you were not aware of before. Property Inspection Heavy rain doesn't just affect your home, it can also cause damage to your property. To begin your property inspection, check your storm drains to ensure that they are clear of debris and are effectively drawing water away from your home. You should also look for sections of loose earth and any trees that look like they are tilting. If you suspect that a tree might fall, then call in a professional. They may need to chop down the tree before it can cause damage to your property. Keep these suggestions in mind as you inspect your home and property after a spring storm.  Want another way to protect your home from rain damage?  Make sure you have the right homeowners insurance to meet your needs.  To find the right policies for you, contact the experts at Club Agency Insurance Brokerage in Garden City, New York.  We are ready to get you the coverage that you need today.
Does Car Insurance Cover Hitting a Deer? What You Need to Know Does Car Insurance Cover Hitting a Deer? What You Need to Know
Does Car Insurance Cover Hitting a Deer? What You Need to Know
Health Insurance for Dermatology: What's Covered and What's Not Health Insurance for Dermatology: What's Covered and What's Not
Health Insurance for Dermatology: What's Covered and What's Not
7 Common Renovations and Their Impact on Homeowners Insurance Cost 7 Common Renovations and Their Impact on Homeowners Insurance Cost
7 Common Renovations and Their Impact on Homeowners Insurance Cost
Increase Your Car Insurance Protection with Umbrella Insurance Increase Your Car Insurance Protection with Umbrella Insurance
Increase Your Car Insurance Protection with Umbrella Insurance
Understanding General Liability Coverage for Restaurants Understanding General Liability Coverage for Restaurants
Understanding General Liability Coverage for Restaurants