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COVID-19 Update:

At RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time.
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Do I Need Health Insurance If I Live in New York? Do I Need Health Insurance If I Live in New York?

Aug 10, 2021

Business and Commercial insurance

Do I Need Health Insurance If I Live in New York?

When Obamacare, or as it's commonly known, the Affordable Care Act, was enacted, every American citizen was required to purchase a policy or pay a stiff penalty. New York residents were no different. They were also required to have a health insurance policy in place to ensure that they would have coverage...

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How to Protect Yourself from Underinsured and Uninsured Motorists How to Protect Yourself from Underinsured and Uninsured Motorists

Jul 14, 2021

Business and Commercial insurance

How to Protect Yourself from Underinsured and Uninsured Motorists

Purchasing auto insurance is not only wise but legally required in most states. Auto insurance covers your vehicle, other vehicles, and bodily injuries sustained by people involved in an accident. However, even in states that require auto insurance, one in eight motorists drives without insurance....

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Common Pitfalls Small Business Owners Face When Filing Insurance Claims Common Pitfalls Small Business Owners Face When Filing Insurance Claims
Common Pitfalls Small Business Owners Face When Filing Insurance Claims
Does Life Insurance Cover Deaths Due to Natural Causes? Does Life Insurance Cover Deaths Due to Natural Causes?
Does Life Insurance Cover Deaths Due to Natural Causes?
How Are General Liability Insurance Premiums Calculated? How Are General Liability Insurance Premiums Calculated?
How Are General Liability Insurance Premiums Calculated?
Does Homeowners Insurance Cover Appliances? Does Homeowners Insurance Cover Appliances?
Does Homeowners Insurance Cover Appliances?
Is It Necessary to Get Insurance If Your Business Has No Inventory? Is It Necessary to Get Insurance If Your Business Has No Inventory?
Is It Necessary to Get Insurance If Your Business Has No Inventory?