Get the protection that you need for your rental property with landlord insurance.
Owning a rental property comes with its fair share of responsibility. You're in charge of the property. If there are any issues, damages, or concerns, liability falls on your shoulders. Paying out of pocket can be financially crippling. Protect yourself and get the security that you need with landlord insurance. Check out what you need to know about landlord insurance coverage.
Property Coverage:
Keeping your property safe is essential. Just like a homeowners insurance policy, a landlord policy will help you to protect the dwelling and any other structures on the property from damages caused by covered perils. If a fire, storm, or other disaster causes significant damage, you can rest easy knowing that you're covered.
Liability Coverage:
Property ownership puts you at risk for liability. If anyone gets hurt or suffers property damage while on your property, you're held responsible. A landlord policy helps to cover any medical bills, repair costs, and legal fees associated with the damage. This way you can rest assured knowing that you're covered.
Extra Coverage:
Despite the base coverage offered in a landlord policy, there are still substantial threats to your rental property. Protect yourself and customize your policy by adding additional coverage; from vandalism and burglaries to building codes and construction. Speak with your agent regarding policy options. They can help you evaluate your requirements so that you receive the coverage that you need.
Keep your rental property safe and secure and invest in
landlord insurance. The professionals at
Club Agency Insurance Brokerage can help you with all your
insurance needs! Located in Garden City, New York,
contact us for more information.