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Everything You Need to Know About Commercial Auto Insurance

Oct 27, 2016

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Everything You Need to Know About Commercial Auto Insurance Everything You Need to Know About Commercial Auto Insurance

Learn what you need to know about commercial auto insurance.

When it comes to your business, you need the right insurance. Commercial insurance helps give your business the extra cushion it needs after a disaster. However, while commercial property and general liability coverage is popular, far too many businesses fail to invest in commercial auto insurance. Don't leave your business vulnerable. Check out what you need to know about commercial auto insurance so that you keep your business well protected.

Personal Coverage Won't Cut It.

When it comes to crosstown meetings or quick afternoon errands, you may assume that each employee's individual auto insurance gives them the coverage that they need. However, that's not the case. Your personal coverage won't cover any accidents that occur while driving on company time. When it comes to your business, you carry greater liability and therefore, you need greater liability coverage. That's where commercial auto insurance comes in.

Rented, Borrowed, and For-Hire Vehicles.

If you're using any vehicle for business related purposes, you need commercial coverage. Fortunately, your commercial auto insurance policy gives you the coverage that you need so that you're protected for any vehicle used.

Reduce Your Payment.

When it comes to your commercial auto insurance, there are ways to save money. Choose employees with good driving records. Additionally, the type of policy that you use can affect how much you pay. You may want a policy that allows you to pay a higher deductible so that you're best able to save money on your monthly premiums. Talk to your agent so that you get what you need to reduce your payment. Invest in commercial auto insurance so that you're best able to get the coverage that you need. The professionals at Club Agency Insurance Brokerage can help you with all your insurance needs! Located in Garden City, New York, contact us for more information.
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