Applying for life insurance requires that you have all of your paperwork, including your medical records, in order. However, despite proper documentation, your application may be declined. It all depends on the level of risk you present during the application process. The following are five reasons...
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Life insurance providers typically require prospective policyholders to provide their social security numbers (SSNs) and other personal details for various reasons. However, since cases of identity theft have surged in the recent past, you should be vigilant about giving out your SSN. Before you give...
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It's common for people not to acknowledge they are going to die someday. However, it doesn't have to be a dreary topic, especially if you care about the future of your family members. Enrolling in life insurance is part of a long-term plan for families...
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Buying your own health insurance can get expensive if you work independently. Even so, a new federal law signed in March 2021 is providing mass healthcare insurance subsidies for nearly all Americans. This plan is worth $1.9 trillion, making it one of the most expensive...
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When you purchase a life insurance policy, you expect that your family will collect the death benefit if something unthinkable should happen to you. You need to know what exclusions your policy may include. There are several events that your policy may not cover. Being...
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When Obamacare, or as it's commonly known, the Affordable Care Act, was enacted, every American citizen was required to purchase a policy or pay a stiff penalty. New York residents were no different. They were also required to have a health insurance policy in place...
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Life insurance allows you to leave a legacy behind for your loved ones. However, it's important to think about how your life may evolve. If you have a traditional job and either have children or plan to start a family in the future, you should...
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Life insurance helps you leave a foundation for your loved ones after your passing. Your loved ones can use the benefits to cover any debts or finalize your estate. However, there are certain instances where your death may not be covered by life insurance. Life Insurance...
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Have you wondered how premiums in life insurance are determined? Whether you have a family to provide for or your income depends upon as the only income, you can purchase insurance based on the amount of risk you're comfortable with. Every person has unique situations...
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A life insurance policy is commonly described as a way to protect your loved ones if you pass away. However, you may not be aware that life insurance also provides you with specific benefits while you are still alive. Here is an overview of living...
Continue ReadingAt RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time. Contact us today!Executive Order for Policyholder Payments