Here's why you should list specific items on your home policy. While most homeowners understand that their policies offer coverage for their personal belongings, you may be surprised to learn that this coverage is subject to certain limitations. These limits are especially troublesome when it comes...
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If you have these features on your property, you need to secure an umbrella insurance policy. A personal umbrella policy offers the policyholder excess liability coverage to take care of claims that cannot be fully covered by their existing policies. As a homeowner, there are certain...
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Take these steps to prevent your pipes from freezing and bursting as temperatures drop. As we move closer to winter, temperatures are rapidly decreasing. Unfortunately, cold weather puts homeowners at greater risk for their pipes freezing and bursting, causing extensive and expensive water damage. Luckily, there...
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Learn what a homeowners insurance endorsement can do for you. If you need to change your homeowners insurance coverages, you might dread the idea off having to shop around for a brand-new policy. However, you don’t always need a completely new policy to change the scope...
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Here’s how you can get the insurance coverage you need during your move. If you are getting ready to move to a new home this summer, then it’s important to figure out what your homeowners insurance policy covers. For instance, it’s important to understand your coverage...
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Considerations to help you determine if you should pay off your mortgage early. If you’ve ever compared the purchase price of your home with the amount you will actually end up spending by the time you’ve paid your mortgage off, then you know that the difference...
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Things to consider before bundling your home and auto insurance. Generally, bundling your home and auto insurance together is a great way to save money on both of these essential coverages. However, an insurance bundle isn’t always the right solution. Here are some of the things...
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These are some of the ways in which your home’s location affects your insurance. When insurance companies calculate your home insurance rates, they will take many different factors into account. One of the things that will significantly affect your insurance costs is your home’s location. But...
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Spring showers can leave your home a little worse for wear. While April showers might bring May flowers, spring rain can also result in serious damage to your home. If you have been getting a lot of rain recently, it’s important that you know how to...
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Protect against the risk of fire by looking out for these surprising fire hazards. While some fire hazards (such as an unattended stove top, frayed electrical cords, and so on) are obvious, there are also many fire hazards that might surprise you. However, it’s important that...
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