What types of commercial coverage does your business need? If your business does not deal with the manufacture, distribution, or storage of inventory, then you might assume that you do not need business insurance. However, this simply isn’t the case. All businesses, even service-based ones, need...
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What coverages are excluded from your commercial property policy? When you secure commercial property insurance, you assume that it will protect your business from every peril that comes its way. Unfortunately, like all forms of insurance, commercial property coverage does have its limits. To ensure that...
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Here are some of the unexpected things that commercial insurance can cover. As a business owner, you know that commercial insurance will protect you if your business's property is damaged or if a customer is injured on your premises. However, you may be surprised to learn...
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Try out these suggestions to prepare for a successful Small Business Saturday. Small Business Saturday is a retail holiday that lands on the Saturday between Black Friday and Cyber Monday. As the name suggests, this day highlights smaller companies across the country and encourages consumers to...
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Here's what business owners across the country can learn from this year's hurricane season. As hurricanes buffeted much of the east coast this year, many business owners suffered damage and devastation. While this year's hurricane season was certainly traumatic for many, we can look at it...
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Learn how you can prepare your business for the worst. As a small business owner, you are responsible for the safety of your employees and your company. Unfortunately, disasters can strike with little warning, leaving you at a loss. While you can't always prepare for specific...
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Learn which coverages you should have to protect your business. As a small business owner, it is your responsibility to do everything that you can to protect your company. While it’s important to put the right security measures in place and offer your workers the right...
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These are some of the factors an insurer will take into account when determining your business insurance premiums. When an insurance company offers your business a quote, they will consider various different factors when determining your rates. As a business owner, it’s natural to want to...
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Keep your company out of debt. As every small business owner knows, it can be difficult to be your own boss. For instance, owning your own business means that you have to carefully manage your business finances including things like payroll, overhead, benefits packages, and so...
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Here’s why you need business interruption insurance. Imagine what would happen if your business was forced to temporarily shut down its operations. For example, think about what would happen if your business had to close its doors as a result of a fire, an extreme weather...
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