Car insurance will only cover mechanical problems resulting from covered perils (accidents and collisions), provided you have comprehensive and collision coverages. If you don’t have these coverages, you can buy a separate mechanical breakdown insurance policy to stay covered against all types of mechanical problems,...
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The COVID pandemic has changed the lives of millions of people forever. There are plenty of physical, psychological, and economic scars that people are dealing with. The pandemic also caused multiple lifestyle changes, with a reduction in driving due to professional or personal reasons being...
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Operating a vehicle comes with high risks. Drivers have to prepare for any scenario. Research shows that speeding is a common issue on the road. Here's an overview of how speeding impacts car crashes, often with deadly results. According to the National Highway Traffic Safety Administration,...
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Purchasing auto insurance is not only wise but legally required in most states. Auto insurance covers your vehicle, other vehicles, and bodily injuries sustained by people involved in an accident. However, even in states that require auto insurance, one in eight motorists drives without insurance. Since...
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How much liability coverage do you have? Do you have liability insurance? Auto liability insurance is a kind of car insurance coverage that is necessitated by law in most states. If you cause or you are accountable for a car accident, liability coverage helps to...
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Finding car insurance for your vehicle is very important. It allows you to protect one of your most valuable assets. However, finding the right type of car insurance can be an overwhelming process. There are many factors to consider when you are searching for coverage....
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Sometimes, despite how carefully you drive, accidents happen. Here's a list of factors that can help you know how many car insurance claims your provider will consider in a year. How Many Times Was It Your Fault? One of the red flags insurance companies watch out for...
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Scratches of any form impact the look of your car. However, only certain types of scratches can be covered under policies. Here's a brief look at the types of coverage options that'll cover the payment for car scratches. Collision Coverage If you collide with another vehicle or...
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Before purchasing auto insurance, it’s important to understand the factors that affect your policy premium and coverage. However, when there’s a lot of misinformation, the process can become quite confusing. Here are some auto insurance myths you should not believe: Red Cars Cost More to Insure While some...
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If you have bought a brand-new car, you might have also bought an auto insurance policy to protect your vehicle from accidents and damages. However, do you know how often you should shop around for car insurance? Should I Shop Around for Car Insurance? Yes, you should....
Continue ReadingAt RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time. Contact us today!Executive Order for Policyholder Payments